How Our Program Works

  • Quick Application With Instant Decision!
  • Bad Credit? No Credit? No Problem!
  • Most Items Available For Same Day Pick Up!
  • Customer Service First Approach! We’re Here To Help YOU!


1 offered by IF24

Shop For What You’d Like

Search our extensive inventory for products you like.

  • Add the product (or products) you like to your cart.
  • Head to the checkout and fill out our easy application.
  • When you’re approved, we’ll set up payments that match your paydays so you don’t have to worry.


Here’s what you’ll need for your application:

  • Must be 18 years or older
  • Must have valid Social Security Number or ITIN
  • Have routing and account numbers for an open and valid checking account
  • Have a credit or debit card
  • A photo ID (optional requirement)

Get Your Product!

Get your product(s) fast!

  • Depending on which bank approved you, you may be responsible for an initial payment today.
  • When your payment clears, the product is yours!
  • Pick your new product up in stores or have it shipped straight to your front door.