What do I need to qualify for a lease?

To qualify for a lease, you must be at least 18 years old and have:

  • Must be 18 years or older
  • Must have valid Social Security Number or ITIN
  • Have routing and account numbers for an open and valid checking account
  • Have a credit or debit card
  • A photo ID (optional requirement)

What forms of photo ID are accepted for the lease application?

These forms of photo ID are accepted:

  • Driver’s license
  • Passport
  • Green card
  • State ID card
  • Military ID
  • Tribal ID
  • Mexican or Canadian ID if the applicant has a US address and Taxpayer ID (ITIN)

Can I still be approved if I have bad credit?


If I sign a lease-purchase agreement, how much do I have to pay today?

There may be a processing fee or initial payment due the day you complete your transaction. This amount varies. Check your lease agreement for specifics.

What are my payment options?

Payments will auto-debit from your checking account. If you wish to change your payment preference please contact the financial institution in which you have your lease/finance agreement.

Can I return leased merchandise?

All InstantFinance24 items are new and come with warranty. If you receive a defective item, please contact InstantFinance24 at (800) 686-7786 within 24 to 36 hours for an exchange.
If you picked up your item at one of InstantFinance24’s national retail partners, you may be approved for an exchange of your product within 5 days from the date your contract was executed for a working device. Restock fees may apply.

Once I make my purchase, how long is my lease-purchase agreement?

Once you make your purchase, your payments are spread over time, usually 12-24 months.

Can I have multiple leases at one time?

Currently, you can only have one lease at a time.